Want to grow money but don’t know how to start? One of the smartest and simplest ways to build wealth is via mutual funds, whether for a dream home, your child’s education, or even to make your savings earn more.
But here’s the challenge: Given the number of apps, finding the right one for mutual fund investments can be a daunting task.
Don’t worry! We’ve done the hard work for you in this blog. In this article, we’ve compared and reviewed India’s best mutual fund apps based on features, user experience, expert advice, security, and more.
- Why should one use a mutual fund app?
- 10 Best Mutual Fund Apps to Invest 2025
- How to Choose the Right Mutual Fund App for You?
- 1. If You Want Trust & Security
- 2. If You Want to Manage Stocks & Mutual Funds Together
- 3. If You Want Access to Multiple Instruments
- 4. If You Want Goal-Based Investing with Advice
- 5. If You Want to Track & Invest for the Whole Family
- 6. If You Want Clean Simplicity for Beginners
- 7. If You’re Switching from Regular to Direct Plans
- 8. If You Want a Low-Cost, All-in-One Option
- FAQs About Best Mutual Fund Apps 2025
Why should one use a mutual fund app?
With the help of mutual fund apps, investing is now easier, more efficient, and secure in today’s digital world. If you are a beginner trying to get started with your first SIP or a veteran investor with a diversified portfolio, mutual fund apps are the perfect tools that simplify the journey of managing your finances via your smartphone.
Here’s why you should consider getting one:
1. Convenience at Your Fingertips
No more going into a bank or filling out a lot of paperwork. With mutual fund apps, you can invest, redeem, or switch funds anytime, anywhere – when on the way to work, home, or even a coffee break. It’s all right there, just a tap away.
2. Real-Time Portfolio Tracking and Insights
Mutual fund apps allow you to track your portfolio’s performance in real time. You’ll know what’s working and what isn’t with detailed analytics, charts and profit/loss summaries. In addition, some apps suggest rebalancing based on market trends.
3. Personalised Goal-Based Recommendations
Almost all top apps come with AI-based or advisor-led fund suggestions based on your financial goals and risk appetite. The tools help you find investments suitable for your needs, be it saving for retirement, a house, or your child’s education, without having to delve into deep financial knowledge.
4. Enhanced Security and Seamless Transactions
These apps are top priority when it comes to security, using bank-grade encryption, two-factor authentication, and biometric login features. On top of this, instant KYC, UPI-enabled payments and paperless documentation are top notch.
5. Easy SIP Management and Automation
These apps make starting a SIP, pausing it in case of emergencies or even tweaking it according to your income very easy. You can also set reminders, automate payments and track your upcoming SIP dates to make sure that you don’t miss out on any of your investments.
[convertful id=”236986″]
More Resources:
Successful Entrepreneurs in India 2025
Young Entrepreneurs in India
MBA Chai Wala Net Worth 2025
Vivek Bindra Net Worth 2025
Aman Gupta Net Worth 2025
Emiway Bantai’s Net Worth 2025
Archana Puran Singh Net Worth 2025
10 Best Mutual Fund Apps to Invest 2025
1. INDmoney
INDmoney is a wealth management app that helps you track, invest and grow your money in one place. INDmoney is known for its user-friendly interface and advanced features, and users can invest in direct mutual funds without any commission.
It also offers a detailed portfolio analysis, real-time performance tracking, and automatic reminders for SIPs and upcoming goals. The difference between INDmoney and other apps is that it is connected to US stock markets, tracks credit score, and even allows you to manage the family portfolio.
It works as a virtual financial advisor that makes AI-based investment recommendations based on your risk profile and goals. For users who want a complete investment and financial planning platform, it’s just perfect.
2. Groww
One of India’s most popular mutual fund apps is Groww, especially among young and first-time investors. It has an easy-to-navigate interface and commission-free direct mutual fund investments.
They can pick from a range of mutual funds across the categories like ELSS, large-cap, mid-cap and hybrid funds. Detailed fund analysis, returns comparison and risk profiling are also provided by Groww to aid investors in making informed decisions.
Apart from mutual funds, Groww has also made its way to stock trading, digital gold, and fixed deposits. With a clean UI, 100% paperless onboarding, and low account opening charges, it has become the go-to fintech space.
3. Angel One
Angel One (formerly known as Angel Broking) is a full-service investment platform which allows you to invest in mutual funds, besides stock trading, IPOs, commodities and more. Though predominantly known for stock trading services, Angel One also offers direct mutual fund schemes without any hidden commissions.
It uses ARQ Prime, its AI-powered recommendation engine, to suggest personalised investments. It helps investors to track and manage SIPs and read expert research reports, and also explore various fund categories.
It also offers portfolio tracking tools and tax-saving suggestions. For those who wish to invest in mutual funds as well as stocks on a single platform, Angel One is the best choice.
4. Zerodha Coin
Zerodha Coin is a direct mutual fund investment platform launched by Zerodha, India’s leading discount brokerage firm. The app enables investors to buy mutual funds directly from asset management companies, eliminating distributor commissions and enhancing long-term returns.
Coin holds mutual funds in the user’s Demat account, making it more transparent and secure. It is integrated within Zerodha’s Kite app, and the interface is minimalistic and simple, making it easy for Zerodha users to switch between stocks and mutual funds.
Coin supports SIPs, fund switch and redemption directly through the app, making it best suited to seasoned investors with a Demat account with Zerodha and a preference for a no-frills, commission-free experience.
[convertful id=”236985″]
Other Resources:
AdSense Plugins for WordPress 2025
WordPress AntiSpam Plugins 2025
WordPress Form Builder Plugins 2025
Google Analytics Plugins For WordPress 2025
WordPress Advertising Management Plugins 2025
WordPress Cache Plugins to Improve Speed and Core Web Vitals 2025
WordPress Backup Plugins For Automated Backup 2025
Best WordPress Membership Plugins 2025 (Free and Paid)
WordPress internal linking plugins to improve URL Rating for SEO 2025
Best WordPress Maintenance Mode Plugins 2025
Best WordPress Affiliate Plugins 2025
SEO Plugins for WordPress in 2025
Best WordPress FAQ Plugins 2025 (Free and Paid)
Best Comparison and Pricing Tables WordPress Plugins 2025
Best WordPress Newsletter Plugins 2025
Best Contact Form Plugins for WordPress 2025
5. Kuvera
Kuvera is a goal-based, zero-commission mutual fund investment app with some very intuitive features and powerful financial planning tools. Users can invest in direct mutual funds, providing higher returns in the long run than the regular plans.
All of this is free of cost and includes smart goal tracking, tax harvesting tools, family account integration, and portfolio rebalancing. It has one of its unique features known as “X-ray reports,” which help you see detailed insights into asset allocation and risk.
In a few clicks, Kuvera also allows you to switch from regular to direct plans. For serious investors looking to build wealth long term and optimise their taxes, it’s a solid choice.
6. HDFC Mutual Fund
HDFC Mutual Fund App is an official investment app of HDFC Asset Management Company, one of the oldest and most trusted AMCs in India. This app is made specifically for investing in HDFC’s wide selection of mutual fund schemes like equity, debt, hybrid and tax saving schemes.
It has a clean, straightforward interface where users can start SIPs, invest lumpsum, switch funds and monitor their portfolio. It also comes with tools for goal planning and SIP calculators to help align investments with life goals.
The app is limited to HDFC’s fund offerings, but for those who are loyal to or prefer investing in HDFC mutual funds, it offers a hassle-free experience.
7. Scripbox
Scripbox is a well-established mutual fund app that claims to be a digital wealth manager. Based on your financial goals, risk appetite and investment horizon, it curates mutual fund recommendations for you.
Scripbox invests only in direct mutual funds and is an automated portfolio management service that offers periodic rebalancing, goal tracking, performance reports, etc. What stands out is that it follows the “Scientific Investing” approach, a methodology based on data and behavioural science to reduce investor mistakes.
Particularly suited for people who want something more hands-off, but still have control and transparency as to how their investments are being made.
8. ET Money
Times Group’s ET Money is an all-in-one personal finance app that allows direct mutual fund investment, insurance, loans, and expense tracking. With zero-commission plans, a powerful goal-based investment feature, and personalised fund recommendations, the app makes investing in mutual funds easy.
The additional features like budgeting tools, real-time expense categorisation and smart reports make ET Money special as it helps people stay financially disciplined. It also does NPS investments and fixed deposits.
If you want to manage investments, insurance, and spending in one place with an easy, clutter-free interface, ET Money is just for you.
9. Paytm Money
Paytm Money is a part of the Paytm Ecosystem and provides a bouquet of financial products from direct mutual funds to stocks, NPS and digital gold. However, it is popular amongst new investors because of its user-friendly interface and low entry barrier.
The app offers a paperless KYC process along with detailed fund insights, SIP calculators and automated investing. It integrates with Paytm Wallet and other Paytm services, making it a great strength for seamless financial management.
Apart from regular mutual funds, Paytm Money also supports switching to a direct mutual fund, which can help in earning good returns in the long run. Users looking for simplicity, integration and affordability will find it ideal.
10. 5paisa
5paisa is a discount brokerage platform which also allows direct investment in mutual funds along with stocks, commodities and insurance. Investing is made low-cost with flat-fee plans and smart tools for building wealth.
It helps users invest in several mutual funds across different AMCs and provides robo-advisory services to help users make an investment based on their profile.
5paisa supports SIPs, fund comparison, portfolio analytics, and is best suited for investors looking for a multi-asset investment platform at affordable pricing and access to intelligent tools and market research, making it one of the nicer mutual fund apps.
How to Choose the Right Mutual Fund App for You?
Choosing the best mutual fund app isn’t just about the fanciest features — it’s about what you need. Are you looking for trust and reliability? Want to handle stocks and mutual funds in one place? Or maybe you’re planning finances for the whole family? Let’s break down the right app for your style, goal, and comfort.
1. If You Want Trust & Security
Go with HDFC Mutual Fund. It’s perfect for conservative investors who prefer established institutions, and it’s backed by one of India’s most respected financial brands. The app is simple, it is secure, and it is all about stability rather than flashy features.
2. If You Want to Manage Stocks & Mutual Funds Together
Angel One and Zerodha Coin are the shining stars here. Both mutual fund apps let you easily invest in stocks and mutual funds in one place. If you want full-service support, go with Angel One. If you are looking for a no-frills experience, Zerodha Coin is the way to go.
3. If You Want Access to Multiple Instruments
Your best bet would be ET Money. It doesn’t just stop at mutual funds — it offers digital gold, insurance, NPS, fixed deposits and even loans. This is great for people who will be managing everything financially, and all in one place.
4. If You Want Goal-Based Investing with Advice
Choose Scripbox. It advises you on funds based on your goals, using data-driven advice. Whether it is a house, a child’s education or retirement, Scripbox helps you plan it scientifically and invest in a super guided and stress-free manner.
5. If You Want to Track & Invest for the Whole Family
INDmoney leads here. It helps you organise and track family portfolios in one app. It’s also a great financial dashboard for the whole household, where you can also monitor US stocks, credit cards, and loans.
6. If You Want Clean Simplicity for Beginners
Groww is tailor-made for beginners. It’s visually clean, easy to use, and doesn’t overload you with features. The app walks you through investing without jargon — perfect if you’re just getting started.
7. If You’re Switching from Regular to Direct Plans
Kuvera makes this transition simple. It lets you convert your existing mutual fund investments into zero-commission direct plans easily. You’ll save more in the long run and keep your money growing efficiently.
8. If You Want a Low-Cost, All-in-One Option
5paisa delivers strong value with stock trading, mutual funds, and robo-advisory services all bundled together. It’s great for investors who want broad capabilities but without paying premium platform fees.
Conclusion
Choosing the best mutual fund apps depends entirely on your needs — whether it’s trust, convenience, features, or flexibility. Your goals, level of experience, and how hands-on you want to be all play a role. No matter how green you are or how many years of investing experience you have, the most important thing is to begin early and invest regularly.
All these apps make the process easier by letting you set up SIPs, check your portfolio, and keep track of your progress on your phone. The right app helps you make smarter decisions and stay committed to your financial goals. The earlier you begin, the more you benefit — select the app that suits you, and let your money work harder every day.
FAQs About Best Mutual Fund Apps 2025
1. Which mutual fund apps are the best for investment?
Apps like Groww, INDmoney, and Kuvera are great for direct mutual fund investments with zero commission and user-friendly interfaces.
2. How to invest in a mutual fund?
Complete your KYC, choose a mutual fund via an app or website, decide on SIP or lumpsum, and start investing digitally.
3. Which is the safest platform to invest in mutual funds?
HDFC Mutual Fund, ET Money, and Zerodha Coin are considered secure due to trusted backing and strong regulatory compliance.
4. How can I invest in mutual funds instantly?
Use apps like Groww or Paytm Money — complete e-KYC, pick a fund, and invest within minutes from your phone.
5. Are mutual funds good for beginners?
Yes, mutual funds are ideal for beginners due to professional fund management, diversification, and ease of investment via SIPs.
6. Who is eligible to invest in a mutual fund?
Any Indian resident above 18 years with valid KYC documents can invest; even minors can invest through guardians.
> My Response is on my own site
> Image Sharing Sites
> Profile Submission Sites
> Edu Sites for Backlinks
> Ping Submission Sites
> PDF Submission Sites
> Social Bookmarking Sites
More Resources:
> What is breadcrumb navigation for SEO?
> Mobile SEO Mistakes
> How do we improve page speed- The Complete Guide
> SEO Myths about website optimization
[convertful id=”85629″]
